FinTech’s
FinTech’s sector is the most innovative and fast-growing area of financial services. It represents a broad range of businesses, from crypto asset service providers to crowdfunding solutions, open banking services to innovative cross border payment solutions. Each of them faces a unique range of strategic, operational, and regulatory challenges. Our expertise and experience at a both strategic and technical level can help you navigating these complex and challenging frameworks.
Whether you seek to be authorised, comply with a new regulatory initiative, review what you have in place, obtain a full regulatory opinion on more complex matters, or implement a tailored training program we can help.
We already support a broad range of firms across among others the following regulatory frameworks locally or on cross border basis:
- Payment services
- Crypto-assets services
- Crowdfunding and Peer-to-Peer lending
- Product Distribution frameworks
- Initial offering (Prospectus, Transparency, ICOs…)
SUBJECTS*
- Financial Services and Markets Act as amended
- Markets in Financial Instruments and Financial Promotions Regulations
- Electronic Money Regulation 2021
- Payment Services Regulation 2017 as amended
- FCA Handbook
- PSD II
- MiCA
- Crowdfunding regulation
- Financial crime
- Code Monetaire & Financier
- Loi Pacte
- AMF Règlement Général & Doctrine
- ACPR publications & policy positions
- Law of 10 November 2009 on payment services, on the activity of electronic money institution and settlement finality in payment and securities settlement systems
- Luxembourg legal instruments transposing the above listed directives
- CSSF circulars and publications related to the above listed regulatory instruments
Any other EU country on demand …
- Federal Act on Banks and Savings Banks (BA)
- Ordinance on Banks and Savings Banks (BO)
- Financial Markets Infrastructure Act (FinMIA)
- Financial Markets Infrastructure Ordinance (FinMIO)
- FINMA Financial Markets Infrastructure Ordinance (FinMIO – FINMA)
- Financial Services Act (FinSA)
- Financial Services Ordinance (FinSO)
- Financial Institutions Act (FinIA)
- Financial Institutions Ordinance (FinIO)
- FINMA Financial Institutions Ordinance (FinIO-FINMA)
- FINMA circulars, position statements and relevant guidance
*Among others
